As the weather turns colder, and Wisconsinites prepare for wet, slick, icy, slushy, and snowy roads, it is important to learn everything you can about your auto insurance. This not only helps protect you in an car accident, it can even help you avoid an accident altogether. The following explains further, and provides some valuable tips on how to improve your chances of a full and fair settlement.
Winter is Peak Time for Fatal Accidents
One of the most important things to know is that winter is the peak time for not just accidents, but also fatal accidents. In fact, estimates show that around 15 percent of all driving fatalities in the northeast occur in the winter, and about three percent of those occur when there is snow on the ground. At first glance, that might not seem like such a large portion of accidents. Yet a closer examination tells a different story; on average, around 73 of all annual fatalities in Wisconsin occur during the winter months, and as many as 15 occur in snow.
Staying Safe in Inclement Weather
Driver should first understand that driving when the roads are closed can make you at least partially (if not completely) at fault for an accident. This can either reduce your claim or cause it to be completely denied. As such, drivers should stay home any time there are road closures due to heavy storms or inclement weather. This not only protects you from liability, it could very well save your life.
Now, if the roads are not closed, and you must venture out into winter weather, it is important that your car has been winterized (this includes having an emergency pack in your vehicle). If you skid and hit a parked car, wait around to see if anyone comes back. If no one returns, contact the police and file a report. It is also helpful to the owner of the vehicle if you leave a note with your name, address, contact phone number, an explanation of the accident, and the police report number.
If you are in an accident, either with a parked vehicle, another driver, or because you have slid off the road, and suffer an injury, it is important that you see a medical professional for treatment. This can serve as documentation for your insurance claim, and it will ensure that you receive prompt treatment. You should also be aware that some injuries may be masked by adrenaline, so you should see a doctor, even if you do not feel any pain. Once you have seen a physician, contact an experienced attorney for assistance with your accident injury claim.
Our Appleton Personal Injury Attorneys Can Protect Your Interests
When you have been injured in an accident, it is important to ensure you have someone on your side, protecting your interests. The law firm you can trust, Herrling Clark Law Firm, Ltd. can help. Our Appleton car accident lawyers provide personalized service and we will always pursue the most favorable settlement possible. Call us at 920-739-7366 to schedule your consultation today.
Sources:
http://www.nasdaq.com/article/all-you-need-to-know-about-car-insurance-and-this-upcoming-winter-cm705796
http://wisconsindot.gov/Pages/about-wisdot/newsroom/statistics/fatality.aspx
http://www.insurance.com/auto-insurance/parked-car-insurance.html